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Healthcare lender policies
Lenders that treat registered practitioners as lower risk, with lighter documentation where eligible.
Medical Equipment Finance
Upgrade clinical equipment or fit out a new practice without a long bank process. Lenders that understand healthcare can often approve registered practitioners with minimal paperwork.
Who we work with
- General practitioners
- Medical specialists
- Dentists & orthodontists
- Allied health
- Veterinary practices
- Day clinics
What we finance
- Imaging and diagnostic equipment
- Dental chairs, X-ray and CAD/CAM
- Surgical and treatment equipment
- Practice fit-outs and refurbishments
- IT, practice software and phone systems
- Practice vehicles
Chattel MortgageFinance LeaseFit-out Finance
The challenge
Buying equipment is how a practice grows its capacity, but the traditional bank process asks busy clinicians for piles of documents and weeks of waiting.
Several lenders have dedicated healthcare policies. For registered practitioners they may need little more than your registration, a supplier invoice and a short application. We handle the back-and-forth so you can keep seeing patients.
How Arkwealth helps
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Fit-outs covered
Fit-outs and refurbishments financed alongside the equipment for a new or expanding practice.
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Works with your accountant
We work with your accountant so the structure suits your practice entity.
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Supplier paid directly
Once approved, the lender settles with your supplier so delivery is not held up.
Clinical equipment & fit-outs
Ways to structure it
The right structure matters as much as the rate
Chattel Mortgage
You own the asset from day one and the lender takes security over it. Often used by GST-registered businesses that want to claim the GST and depreciation.
Finance Lease
The lender owns the asset and you lease it for an agreed term, with a residual at the end. Repayments are generally treated as a business expense.
Fit-out Finance
Funding for the build and fit-out of a new or refurbished practice, often structured separately from the equipment.
General information only. The best structure depends on your circumstances, so check tax implications with your accountant.
From first call to delivery
- 1
Tell us what your business needs
The asset, the business and the timing. A short call or form is all it takes to start.
- 2
Review finance options
We compare lenders and structures and explain the trade-offs in plain English.
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Secure approval
We prepare and lodge the application, deal with the lender and keep you updated.
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Purchase your asset and grow
The lender pays your supplier, you take delivery and the asset gets to work.
Get a quote
Tell us what you are looking to finance
There is no obligation, and an enquiry does not touch your credit file. A specialist will call you to talk through the options.
What you will typically need
- AHPRA registration details
- Supplier quote or invoice
- Practice entity details and ABN
- Financials for larger fit-outs
Questions
Medical Equipment Finance: common questions
Do I need to provide financials?
Not always. Some lenders will approve registered practitioners without financials up to a set amount. Larger amounts and fit-outs usually need more.
Can I finance equipment for a practice I am setting up?
Yes. New practices are common in healthcare lending. Your registration and experience carry weight with specialist lenders.
Can the whole fit-out be financed?
Often, yes. Fit-out finance can cover joinery, plumbing, electrical and cabinetry alongside equipment, subject to lender approval.
The Kasana group
Beyond asset finance. One trusted group supporting your business journey.
Most brokers finance the asset and walk away. Through the Kasana group, the same relationship can cover the equipment, the business and property lending behind it, and the insurance that protects it all.
Assets
Arkwealth
You are hereTrucks, vehicles, machinery and equipment finance.
- Trucks, trailers & fleets
- Construction & machinery
- Medical & hospitality equipment
Lending
Kasana Finance
Business lending and property finance.
- Business & working capital loans
- Commercial property
- Refinancing
Protection
Kasana Insurance Brokers
Protecting business assets with tailored insurance solutions.
- Commercial motor & fleet
- Plant & equipment cover
- Business insurance packages
Get Started Today
Ready to talk medical finance?
Speak with an Arkwealth specialist about the asset, the structure and the lenders that fit your business.