Chattel mortgage
You own the asset from day one. GST is often claimable upfront.
Commercial asset finance · Australia-wide
Helping Australian businesses access smarter finance solutions for trucks, equipment, vehicles and business assets.
Our lending partnersBanks and specialist lenders
How it can be structured
Finance that fits your cash flow
The same truck or machine can be financed several ways. We explain each option and your accountant confirms the tax side.
Finance lease
The lender owns it and you use it. Payments are usually a business expense.
Low doc
Assessed on BAS or bank statements instead of full financials.
Balloon option
Lower regular repayments, with a lump sum at the end of the term.
The business story
Every business begins with ambition. The right assets help turn momentum into growth.
Between the opportunity and the outcome sits one practical question: how do you fund the asset without putting pressure on cash flow? That is where Arkwealth steps in with structured finance that keeps your business moving.
Start the conversation01 · VISION
It starts with a growth goal
A new contract, a second location, a larger fleet or a smarter fit-out. The ambition is already there.
02 · ASSET NEED
The business needs the right asset
A truck, trailer, machine, vehicle or equipment purchase often becomes the next step in unlocking progress.
03 · FINANCE STRATEGY
Arkwealth structures the solution
We find the right lender, term and repayment structure so the asset works for the business, not against it.
04 · BUSINESS GROWTH
The asset starts generating value
With funding in place, the asset gets to work, supporting revenue, efficiency and long-term growth.
Client stories
What business owners say
Sample reviews shown until client testimonials are published.
FAQs
Quick questions, straight answers
The things business owners ask most before they apply. Anything else, ask us directly.
How does asset finance work?
A lender funds the purchase of a business asset, such as a truck, machine or vehicle, and you repay it over an agreed term. The asset usually acts as security, which is why asset finance can be quicker and more flexible than an unsecured business loan. Common structures are a chattel mortgage, where you own the asset from day one, and a finance lease.
What assets can be financed?
Most business assets with a clear value: trucks, trailers, utes, vans and cars; excavators, loaders and other machinery; medical, dental and hospitality equipment; tools, fit-outs and technology. New, used, dealer, private sale and auction purchases can all be considered.
Can self-employed businesses apply?
Yes. Sole traders, partnerships and companies all apply. If your tax returns are behind or do not reflect current trading, low doc options assessed on BAS or bank statements may suit. New ABNs with relevant industry experience can also be considered.
How quickly can approval happen?
Straightforward applications can be approved within a day or two once we have the documents, and sometimes faster. Larger deals, private sales and low doc files can take a little longer. We give you a realistic timeline at the start.
Will an enquiry affect my credit file?
A conversation with us does not. A credit enquiry is only recorded when an application is lodged, and we only lodge once you have agreed on the lender and structure.
Get started today
Ready to grow your business?
Call us or send an enquiry about truck, equipment or business finance. The first conversation costs nothing and does not touch your credit file.
Request a call back
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