01
Built around the run
We use your contract or platform income so lenders see how the vehicle pays for itself.
Courier & Delivery Fleet Finance
Win the contract first, then get the vehicle on the road. We finance vans, utes and light trucks for contractors and logistics businesses, one vehicle or twenty.
Who we work with
- Independent couriers
- Parcel delivery contractors
- Food & grocery delivery
- Removalists
- Logistics companies
- Franchise delivery runs
What we finance
- Panel vans and high-roof vans
- Utes and cab-chassis with trays
- Light trucks and pantechs
- Refrigerated vans
- Electric delivery vehicles
- Fit-outs, shelving and racking
Chattel MortgageFinance LeaseLow Doc Finance
The challenge
A new delivery run often comes with a start date and a vehicle specification. If the finance takes three weeks, the run goes to someone else. Many courier contractors also have income that looks irregular on paper, which slows down a bank.
We prepare the application around the contract, choose lenders that understand contractor income, and keep the process moving so the van is ready when the run starts.
How Arkwealth helps
02
Fit-outs included
Shelving, racking and refrigeration can often be financed with the vehicle.
03
Fleet growth
Add vehicles as you add runs, with a structure planned for the next one too.
04
Straight answers
If a lender will want a deposit or a guarantor, you hear it from us early.
Vans, utes & light trucks
Ways to structure it
The right structure matters as much as the rate
Chattel Mortgage
You own the asset from day one and the lender takes security over it. Often used by GST-registered businesses that want to claim the GST and depreciation.
Finance Lease
The lender owns the asset and you lease it for an agreed term, with a residual at the end. Repayments are generally treated as a business expense.
Low Doc Finance
For established ABN holders whose tax returns are behind or do not reflect current trading. Assessed on BAS, bank statements or an accountant's declaration.
General information only. The best structure depends on your circumstances, so check tax implications with your accountant.
From first call to delivery
- 1
Tell us what your business needs
The asset, the business and the timing. A short call or form is all it takes to start.
- 2
Review finance options
We compare lenders and structures and explain the trade-offs in plain English.
- 3
Secure approval
We prepare and lodge the application, deal with the lender and keep you updated.
- 4
Purchase your asset and grow
The lender pays your supplier, you take delivery and the asset gets to work.
Get a quote
Tell us what you are looking to finance
There is no obligation, and an enquiry does not touch your credit file. A specialist will call you to talk through the options.
What you will typically need
- Driver's licence and ABN
- Vehicle quote or listing
- Delivery contract or platform income statements
- Recent BAS or bank statements
Questions
Courier & Delivery Fleet Finance: common questions
Can I finance a van to start a delivery contract?
Yes, in many cases. A signed contract or offer from the delivery company helps a lot, particularly if your ABN is new.
Can the fit-out be included?
Usually. Shelving, racking, refrigeration units and signage can often be added to the loan when they are on the supplier's invoice.
I already have a van on finance. Can I add another?
Yes. Lenders look at how your existing finance has been managed and the income from the new run. A clean repayment history helps.
The Kasana group
Beyond asset finance. One trusted group supporting your business journey.
Most brokers finance the asset and walk away. Through the Kasana group, the same relationship can cover the equipment, the business and property lending behind it, and the insurance that protects it all.
Assets
Arkwealth
You are hereTrucks, vehicles, machinery and equipment finance.
- Trucks, trailers & fleets
- Construction & machinery
- Medical & hospitality equipment
Lending
Kasana Finance
Business lending and property finance.
- Business & working capital loans
- Commercial property
- Refinancing
Protection
Kasana Insurance Brokers
Protecting business assets with tailored insurance solutions.
- Commercial motor & fleet
- Plant & equipment cover
- Business insurance packages
Get Started Today
Ready to talk courier & delivery finance?
Speak with an Arkwealth specialist about the asset, the structure and the lenders that fit your business.