Work out the costs of splitting your loan into a fixed and a variable portion.
$150,000 fixed, $100,000 variable
Illustrative rate, not a lender offer
Illustrative rate, not a lender offer
Repayment frequency
Total repayment per month
$1,419.47
- Fixed repayment
- $851.68
- Variable repayment
- $567.79
- Total interest
- $261,010
- If all variable
- $261,010
Yr 30
Fixed$0
Variable$0
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
How the split loan figures are worked out
- 01
Choose how much of the loan to fix, for how long and at what rate. The rest is variable.
- 02
When the fixed period ends, the fixed portion reverts to the variable rate on the balance and term left.
- 03
Total interest is compared with the whole loan on the variable rate.
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
- Borrowing powerUse your income, expenses and debts to estimate how much you could borrow.
- Home loan offsetEstimate how much interest you could save by keeping your savings in an offset account.
- Introductory rateSee what happens to your loan with an introductory or honeymoon rate, and after it ends.
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