See what happens to your loan with an introductory or honeymoon rate, and after it ends.
Illustrative rate, not a lender offer
Repayment frequency
Illustrative rate, not a lender offer
Repayment per month, intro period
$1,193.54
- Intro repayment
- $1,193.54
- After the intro period
- $1,388.57
- Total interest
- $238,182
- At the ongoing rate only
- $261,010
The introductory rate saves about $22,828 in interest over the life of the loan.
Yr 30
Ongoing rate only$0
With intro rate$0
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
How the introductory rate figures are worked out
- 01
Repayments start lower on the introductory rate.
- 02
When it ends, the repayment is worked out again on the balance and term left at the ongoing rate.
- 03
Total interest is compared with the same loan on the ongoing rate the whole time.
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
- Borrowing powerUse your income, expenses and debts to estimate how much you could borrow.
- Split loanWork out the costs of splitting your loan into a fixed and a variable portion.
- Home loan offsetEstimate how much interest you could save by keeping your savings in an offset account.
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