See what it costs to move your loan to a new lender, and what you could save.
Switching could save you up to
$11,804
Stay where you are
- Repayment per month
- $3,309.78
- Interest and fees
- $294,847
Switch, pay the new minimum
- Repayment, intro period
- $3,038.99
- Repayment after
- $3,297.90
- Interest and fees
- $288,390
- You save
- $6,457
Switch, keep your repayment
- Repayment per month
- $3,299.78
- Interest and fees
- $283,043
- Paid off sooner by
- 2 months
- You save
- $11,804
Yr 20
Stay$0
Switch, minimum$0
Switch, same repayment$0
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
How the home loan switching figures are worked out
- 01
Enter your current loan and fees, then the new loan's rates and switching costs.
- 02
The calculator compares staying, switching on the new minimum repayment, and switching while paying what you pay now.
- 03
Exit and switching fees are added to the new loan, so they are counted in its cost.
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
- Borrowing powerUse your income, expenses and debts to estimate how much you could borrow.
- Split loanWork out the costs of splitting your loan into a fixed and a variable portion.
- Home loan offsetEstimate how much interest you could save by keeping your savings in an offset account.
Want the real rate, not an estimate?
Ten minutes with a specialist turns these figures into actual lender options. No obligation.