Use interest rates and fees to compare the true cost of different loans.
Illustrative rate, not a lender offer
Illustrative rate, not a lender offer
Comparison rate
5.56%p.a.
- Intro repayment
- $833.75
- Standard repayment
- $918.33
- Total interest
- $124,484
- Total fees
- $4,100
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
How the comparison rate figures are worked out
- 01
A comparison rate rolls the interest rate and most fees into one yearly rate.
- 02
It counts upfront, ongoing and end of loan fees, and any introductory rate.
- 03
Two loans of the same amount and term can be compared fairly by their comparison rates.
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
- Borrowing powerUse your income, expenses and debts to estimate how much you could borrow.
- Split loanWork out the costs of splitting your loan into a fixed and a variable portion.
- Home loan offsetEstimate how much interest you could save by keeping your savings in an offset account.
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