Arkwealth
Tax & income

Estimate CGT on selling property or business assets, with the 50% discount and 2026-27 tax rates.

Who owns the asset?

$
$0$5,000,000
$
$0$6,000,000
$
$0$300,000

Stamp duty, legal

$
$0$200,000

Agent, legal

$
$0$1,000,000
$
$0$1,000,000
$
$0$500,000

Salary, business, rent

Estimated capital gains tax

$43,550

On a capital gain of $220,000 · 2026-27 rates
You keep $176,450Tax 20%
Sale price
$820,000
Cost base
− $600,000
Capital gain
$220,000
CGT discount (50%)
− $110,000
Net capital gain (taxable)
$110,000
Tax at your marginal rate + 2% Medicare
$43,550

Your main residence is usually exempt, and cars are exempt. Trucks, machinery and equipment you claim depreciation on are not taxed under CGT; a balancing adjustment applies instead. Small business concessions have conditions, so confirm with your accountant.

Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.

How it works

How the capital gains tax figures are worked out

  1. 01

    The capital gain is the sale price less the cost base: purchase price, buying and selling costs and improvements.

  2. 02

    Individuals and trusts get a 50% discount after 12 months, SMSFs 33⅓%, and companies none.

  3. 03

    Trucks, machinery and equipment you depreciate are not taxed under CGT; a balancing adjustment applies instead.

Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.

Related calculators
All 38 calculators
Real numbers

Want the real rate, not an estimate?

Ten minutes with a specialist turns these figures into actual lender options. No obligation.