Will the asset pay for itself? Weigh what it earns against the repayment and running costs.
Illustrative rate, not a lender offer
Fuel, wages, insurance, servicing
Left over each month
$1,991
- Break-even income
- $1,809/mth
- Repayment cover
- 3.81x
- Net cash by year 5
- $105,475
- Balloon at end
- $9,000
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
Cash position
Cumulative cash the asset generates
Deposit and balloon included. The last 2 years show the asset working with no repayment.
Year 7 (owned)
Net cash$170,275
How the asset cash flow figures are worked out
- 01
Enter what the truck, machine or equipment earns each month and what it costs to run.
- 02
The calculator subtracts the repayment to show what is left over, and the income needed to break even.
- 03
The chart includes the deposit and balloon, and shows the asset working with no repayment once it is paid off.
Calculator results are indicative estimates only and do not constitute a finance quote, offer, approval or financial advice. Actual repayments, rates, fees and loan terms depend on the lender, product and individual circumstances.
- Fleet calculatorPrice several vehicles or machines at once and see the repayment for the whole fleet.
- Asset refinanceCompare your current vehicle or equipment loan with a refinance, by cash flow and total cost.
- Asset finance repaymentsRepayments on a vehicle, truck, machine or equipment, with deposit, trade-in, fees and balloon.
Want the real rate, not an estimate?
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